In this quick Financial Literacy Month video, I break down exactly what APR means and how it affects the cost of using your ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Credit card interest rates are near record highs and President Trump has called for a 10% cap on those rates starting Tuesday.

The president's proposal could help consumers save billions of dollars and pay off debt faster. But financial experts say it could also make it harder for consumers with lower credit scores to get ...

The U.S. Constitution gives Congress the power to write laws regulating commerce and financial markets — including ...

President Trump's proposal to cap credit card interest rates is a move that could lower costs for millions who carry debt. often just to cover basic necessities.

Credit builder cards are designed to help kick off – or grow – a credit score. This is the measure lenders use when deciding whether or not to grant a loan or credit card, and at what interest rate.

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

CNBC Select compares the best 0% APR credit cards with no interest for up to 21 months, so you can maximize savings.