Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries and their impact on your financial health.

Nearly 40% of cardholders in the U.S. have maxed out a credit card or come close to doing so, according to Bankrate's October credit utilization survey. But carrying that balance from month to month ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...

Thinking about renting a home, taking out car finance, applying for a mortgage or getting a credit card? If so, be prepared for lenders to take a close look at your credit score. This important score ...